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What is whole life insurance?

Whole life insurance can last the rest of your life with a guaranteed payout for your loved ones.

Whole life insurance may be a great fit for you if: 

  • You want coverage for the rest of your life
  • You want a policy to build cash value over time
  • You want to invest for a long-term benefit

Our whole life insurance for seniors

We’re striving to make getting whole life insurance simpler, faster, and just plain easier here. Departure Plan offers whole life insurance with guaranteed approval in a matter of minutes for those ages 66 to 85, no matter your health history. With no medical exams, simply answer a few health questions to help determine the rate on your guaranteed coverage. Policies range from $1,000 to $30,000 and feature a secure rate that never increases, covering you for life.

Why people love it

A 5-minute application for a lifetime of protection.

Guaranteed approval

You're guaranteed to be approved if you're between the ages of 66 and 85, no matter your medical history. Seriously. You'll need to answer a few health questions to help determine your rate and, once approved, coverage is guaranteed for life.

Instant coverage

Coverage starts the moment you make your first payment.

Your policy lasts for life

Coverage lasts your lifetime if you keep up with the premiums. When you turn 100, the coverage remains in full without the need to make payments.

HOW IT WORKS

How Departure Plan works

1
Apply in minutes

Fill out a super-quick online application for guaranteed instant approval. Really, it's guaranteed.

2
Choose your coverage

Select your coverage level up to $30,000, depending on eligibility, and keep up with your premiums for lifetime coverage.

3
Get instant online life insurance

Make your first payment with a credit card, and your lifetime coverage starts instantly.

FAQ

Commonly Asked questions

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How to expedite your application

When you apply

Answer each question with as much detail and accuracy as possible. And be sure to have the following information handy:

  • Driver's license
  • Social security number (to verify your identity)
  • Personal and family medical history
  • Current prescription information

After you apply

If you’re asked to answer any follow-up questions, be sure to take care of these requests as soon as possible. The policy underwriting process will be delayed until these steps get completed.

Receive a free, personalized quote instantly

See estimated prices for whole life insurance.